Reader’s Question:
Is it possible for a 15 year old like me to get car insurance in Texas if I only have a learners permit?
John
Houston TX
Most young drivers may satisfy legal requirements in auto insurance in Texas by being added to their parents’ car insurance policy. It maybe very costly to add the young driver to their parent’s car insurance policy but it is much cheaper than getting a separate policy. You may want to speak with your parent’s current auto insurance company if you want to be added.
If you wish to get your own car insurance policy in Texas then it is possible if you only have the learners permit but as a minor you will be required to have your parent or legal guardian to have sign the legal documents with you. Some insurance companies though will not allow you to get your own policy unless you are fully licensed.
After the start of your insurance policy, most insurance carriers would want you to get full license in a specific amount of time. Insurance companies’ guidelines differ so I suggest that you speak with them to get more information.