Olive

Houston, TX

Hello there Olive! It’s nice to know that there are teen drivers like you who at an early age are responsible enough to think about their own teen auto insurance. However, I’m afraid to say that it’s going to be difficult on your part.

In general, car insurance companies use driving record as one of the factors that they consider in setting auto insurance rate for drivers. This driving record can be obtained from your state department’s motor vehicle record. And without a driver’s license it would be difficult for auto insurance companies to get hold of a person’s driving record.

However, I heard from a cousin who knows something about teen auto insurance, that if you have learner’s permit, some car insurance companies will allow you to purchase car insurance for yourself and have the policy started given that in 30 day period that they will give you, you can get a full driver’s license. If you failed to do so, said car insurance policy will be cancelled.

In addition, from what I know, there are still some car insurance companies who give teen auto insurance for those who only have learner’s permit. But just to make sure, I would say it best that you contact a licensed auto insurance agent in Texas so you could get the best help in securing your own car insurance.