Jenny

Houston TX

Jenny,

Normally if you have been convicted of driving uninsured in the state of Texas for a second time your license will be suspended. To have your license reinstated you will be required to get and carry a SR-22 automobile insurance for a period of two years after the conviction date.

In the state of Texas motorist in Texas are required that they are able to pay for any car accidents they cause.

The requirement of financial responsibility is established for the car through:

• a motor vehicle liability insurance policy
• a surety bond filed under Section 601.121;
• a deposit under Section 601.122;
• a deposit under Section 601.123; or
• self-insurance under Section 601.124.

If the Texas Department of Public Safety told you that an SR-22 automobile insurance is required then you need to inform your car insurance carrier. An SR-22 automobile insurance is a certificate of insurance that show proof of insurance for the future to the Texas Department of Public Safety. SR22 automobile insurance is car liability insurance which requires the insurer to certify coverage to the state, and the insurance provider must inform DPS anytime the car insurance policy is cancelled or lapses.

Kelly

Houston TX

Kelly,

Typically, insurers are allowed to charge this proof of financial responsibility certificate to the state. The cost of SR22 insurance form filing fee range from $15 to $25.

The cost of SR22 insurance form will be calculated depending on all the various factor that go into rating car insurance policy regardless of the SR-22 form filing.

Your driving history is one of the rating factor and the reason that you are mandated to get the SR-22,( to reinstate your drivers license due to suspension after a DWI DUI or ticket for driving without insurance,) may affect your car insurance rates but the cost of SR-22 insurance form itself does not beyond the filing fee.