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Posts Tagged Accidents

auto insurance – Basic Tips To Select The Best Auto Insurance

Basic Tips To Select The Best Auto Insurance

Obtaining auto insurance is necessary when somebody becomes eligible to drive a car on the road. In fact, in some countries it is compulsory. With insurance, you can control unanticipated expenditures resulting from accidents on the road. Choosing the correct auto insurance is important. Some people take the advice Read the rest of this entry »

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dwi auto insurance – Should my dwi still affect my insurance 3 years ?

Should my dwi still affect my insurance 3 years ?

i got a dwi on march 10th 2006 and my insurance is still high, how do i get lower insurance. Its been 3 years i believe its against the law to charge me more for that accident. i live in michigan please help.


Finding cheap car insurance for young drivers can drive some people crazy. Insurance rates are sky high and they Read the rest of this entry »

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auto insurance rates – 5 Tips For Reducing Your Auto Insurance Rates

In this economy, it is wise to reduce your living expenses in every way possible. One way is to reduce the amount you spend on auto insurance. Understanding auto insurance can help you to decide on a suitable insurance policy that won’t destroy your budget. Below are five simple tips for lowering your auto premiums.

Increase deductibles:

A higher deductible on collision Read the rest of this entry »

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affordable auto insurance

There are many things you should think about when you are purchasing teen auto insurance. Many things you should think about are paying annually, the type of car your teen is driving, adding a named driver, and more.

Finding cheap auto insurance can be difficult. So your teenager finally got their driver’s license and you now need to find them good insurance. Read the rest of this entry »

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How Long Does DUI Stay On My Record?

Reader’s Question:

I have a DUI on my driving record and I am just curious as to how far back do insurance providers check my driving history? I just want to know if they will still see my DUI in my record. I live in Houston Texas.

Rob

Houston TX

All of your moving violation will show up on your driving record for a period of five years with the exceptions of serious violations such as DUI/DWI or driving without insurance which will stay on your record forever. This is according to the Texas Department of Public Safety.

So the DUI will stay on Texas driving record forever the surcharge given to the motorist for this violation normally remain on your record for a period of three years. Sometimes an insurance provider look back at someone’s driving history for ten years. But the average look back years of the insurance company for the driving record is typically five years.

Additionally car insurance companies can add penalties or surcharges to your auto insurance premium for serious violations, such as a DUI, and accidents resulting in property damage of $1,000 or more.

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